About Us

At Backroads Insurance Company, we are passionate about serving our customers and our community. Our goal is to ensure every client receives the coverage they need along with the dependable, personalized service they deserve.

We offer flexible payment options to fit your schedule, including monthly, quarterly, semi-annual, and annual plans. For your convenience, payments can be made through auto draft, by mail, over the phone with our office, or online.

You are always welcome to stop by our office at 8111 N. St. Louis Street in Cave City, located right beside Mossy Oak Properties. When you visit, you will be greeted at the door by Customer Service Representative Chelsey Haigwood, and assisted by Agents Tonya Wojcik and Hannah Booth, who are always ready to help with your insurance questions, coverage needs, or policy updates.

We also understand that life can be busy. If stopping by the office isn’t convenient, simply give us a call and we’ll make it easy for you to review your coverage and explore opportunities to save money while ensuring you remain properly protected.

We Specialize In

Your vehicle is an important part of daily life, and having the right coverage gives you peace of mind every time you hit the road.

At Backroads Insurance, we help drivers find reliable auto insurance coverage at competitive rates. Whether you’re insuring a family vehicle, a work truck, or a new driver in the household, we’ll work with you to find a policy that fits your needs.

Our auto insurance options can include protection for:

• Liability coverage
• Collision and comprehensive protection
• Uninsured and underinsured motorists
• Medical payments coverage
• Roadside assistance options

Let our team help you stay protected while keeping your premiums affordable.

Farming is more than a job—it’s a way of life. At Backroads Insurance, we understand the challenges and risks that come with operating a farm or managing livestock.

We offer insurance solutions designed specifically for agricultural operations, helping protect your property, livestock, and livelihood.

Coverage options may include protection for:

• Farm property and buildings
• Hay storage and production
• Cattle and livestock operations
• Liability protection for farm activities
• Equipment and operational risks

Our goal is to help you safeguard the hard work you’ve invested in your farm.

At Backroads Insurance Company, we believe insurance should be simple, dependable, and personal. Our mission is to help individuals, families, and farmers protect what matters most with coverage that fits their needs and their budget.

Whether you need coverage for your vehicle, farm operation, crops, or equipment, our team is here to guide you every step of the way. We take the time to understand your situation so we can recommend the right protection and provide service you can count on.

Located in Cave City, Arkansas, we proudly serve our community with honest advice, flexible payment options, and responsive customer care.

Stop by our office, give us a call, or reach out online—we’re always happy to help.

Poultry operations require specialized protection. From housing and equipment to livestock and liability concerns, we help poultry producers secure coverage tailored to their operations.

Backroads Insurance works with poultry farmers to provide policies designed to help protect:

• Poultry houses and structures
• Farm equipment and machinery
• Livestock and production operations
• Liability exposures
• Storm and property damage risks

With the right coverage in place, you can focus on running your operation with confidence.

Crop production involves many unpredictable risks, from weather conditions to market fluctuations. Crop insurance helps protect your investment and stabilize your income when challenges arise.

At Backroads Insurance, we help producers find crop insurance solutions that support their farming operation.

Coverage can help protect crops such as:

• Soybeans
• Corn
• Rice
• Wheat
• Other row crops common in Arkansas agriculture

Our team will help you explore the coverage options available and choose the plan that best supports your farm’s long-term success.

If you operate a tractor-trailer or rely on commercial trucking as part of your business, proper insurance coverage is critical.

Backroads Insurance provides coverage options designed for trucking operations, helping protect drivers, equipment, and cargo while meeting regulatory requirements.

Coverage options may include:

• Commercial auto liability
• Physical damage protection
• Cargo coverage
• Non-trucking liability
• Motor carrier requirements

Whether you operate independently or as part of a larger fleet, we can help you stay protected on the road.

Farm equipment represents a major investment and is essential to keeping your operation running efficiently.

We offer insurance options designed to help protect your valuable machinery from unexpected events such as accidents, weather damage, or theft.

Coverage can include protection for:

• Tractors and combines
• Harvesting equipment
• Implements and attachments
• Irrigation equipment
• Specialized farm machinery

Protect the tools that keep your farm moving forward.